Built for UK mortgage & insurance brokers

Bank statements to a lender-ready report, in seconds.

BrokerLedger reads your client's bank statements and sorts every payment into a clear expenditure report — on your own computer, with no personal data ever leaving it. Consistent results. Stronger compliance. More time for your clients.

No obligation. See the difference for yourself · Windows 10 & 11 · UK-based support · View pricing →

Expenditure report LIVE £1,436 net disposable Income £3,250 Committed £1,720 Disposable £1,436 Generated on your machine in seconds · nothing uploaded
People first
Real brokers, real moments. Empathy and trust at the heart.
Clear value
Consistent results, stronger compliance and more time for clients.
Drive action
Book a demo, try it free for 14 days, download the software.
Secure & local
Your client data never leaves your computer.
See it in action

Watch a statement become a report.

This is a quick illustration of what BrokerLedger does on your machine — every payment sorted in seconds.

Client statement — illustrative Ready
  • WAGES — ACME MORTGAGES LTD+£3,250.00Income
  • RENT — OAKWOOD LETTINGS−£1,150.00Committed
  • MOTONOVO CAR FINANCE−£245.00Car finance
  • ADMIRAL INSURANCE DD−£62.00Insurance
  • COUNCIL TAX — BCP COUNCIL−£165.00Committed
  • BRITISH GAS DD−£98.00Committed
  • TESCO STORES 2731−£82.00Discretionary
  • PADDYPOWER−£50.00Gambling
  • FASTER PAYMENT — J SMITH−£400.00Fast payment
  • SPOTIFY−£11.99Discretionary
£1,720
Committed
£94
Discretionary
£1,436
Net disposable
Flagged for review: gambling (£50) and a fast payment to an individual (£400)
View the full sample report →
How it works

Three steps from statements to report.

1

Add your client

Drop in up to three months of statements, across up to five accounts.

2

BrokerLedger reads them

Every payment is sorted into a clear expenditure picture — in seconds.

3

Download the report

A lender-ready report, formatted the way underwriters expect. Attach it to the case.

What we stand for

Built for brokers, by people who understand their world.

We build smart, local software that removes the manual, time-consuming work from bank statement analysis — so you can spend more time with the people who matter.

People focused

We help brokers spend more time with the people who matter.

Consistent & compliant

Remove variation, reduce risk and support clear, repeatable processes.

Efficient

Automate the manual. Save hours each week.

Secure & private

100% local processing. Your data stays on your computer.

Reliable support

We're here when you need us — real people, UK based.

What it catches

It flags the things that matter on a case.

The spending a lender will ask about — surfaced automatically, so nothing slips past on a busy day.

Gambling

Betting and gaming spend surfaced for review.

Payday & short-term loans

High-cost credit a lender will want explained.

Fast payments & transfers

Money moving to individuals, ready to query.

Car finance & loan repayments

Ongoing credit commitments captured in full.

Insurance direct debits

Regular protection and policy payments identified.

Undisclosed credit

Credit cards and buy-now-pay-later spotted.

Why brokers trust it

Your client's personal data (PII) never leaves your computer.

Most "AI" statement tools upload your client's personal data to someone else's server. BrokerLedger doesn't.

Typical cloud tools

  • Statements uploaded to a third-party server
  • Client names, account numbers and other PII leave your network
  • You depend on someone else holding personal data

BrokerLedger

  • Runs on your own computer
  • Your client's PII never leaves your machine
  • You remain the data controller
By hand vs BrokerLedger

The slowest job in the fact-find, done for you.

 By handWith BrokerLedger
Time per caseAn afternoon of readingSeconds to read, minutes to check
ConsistencyVaries with whoever does itThe same categories, every case
The workType every line yourselfIt reads every line — you just review
Client dataHowever it's handledStays on your own computer
The outputBuild the summary yourselfA lender-ready report, ready to attach
What it's worth

See the hours you'd get back.

Move the sliders to your own numbers. Most advisors save an afternoon's work every week.

15 hours
saved every month
£530
of your time, back every month

Based on review taking ~5 minutes per case with BrokerLedger. Illustrative.

Trusted by mortgage advisers across England & Wales

A UK company

Built and supported in the UK.

Ai Broker Solutions is a UK-based company with UK-based customer support. Email us and you'll reach a real person here in Britain — not a queue in another time zone.

Plans

Simple pricing, per ICO licence.

Every plan starts with 14 days free
Solo advisor
£19.99/mo
1 ICO licence
For a single registered advisor.
  • Up to 25 clients / month
  • 3 months of statements per client
  • Up to 5 accounts per client
  • Auto-updates & email support
Start free trial
Max
£199.99/mo
6+ ICO licences
For a busy brokerage.
  • Everything in Growth
  • 6 or more advisor licences
  • Higher monthly volume
  • Priority support
Start free trial
Broker Network
Let's talk
Managed licence pool
For mortgage networks, clubs and large brokerages running many advisors.
  • Centrally managed licences
  • Volume pricing
  • Priority onboarding
  • Named account contact
  • Optional co-branded reports
Talk to us

Fair use applies. See plan limits & terms. Online checkout is coming soon — your free trial download is available now.

Questions

The things brokers ask first.

Is my client's data safe?
Yes. BrokerLedger runs entirely on your own computer. The statements and the finished report stay on your machine — no personally identifiable information (PII) is ever uploaded to us. You remain the data controller.
Which banks does it work with?
It reads statements from all the major UK banks, in PDF, CSV or XLSX — up to three months of statements across up to five accounts per client.
Will lenders accept the report?
The report is built around the affordability picture underwriters expect — committed versus discretionary spending and net disposable income — ready to attach to the case.
Do I need to be technical?
No. If you can drag a file onto the screen, you can use it. Most advisors are up and running in minutes.
Where are you based?
We're a UK company based in Hampshire, England, with UK-based support. Email [email protected] and a real person will help.
How much does it cost?
From £19.99 a month per ICO licence, with a 14-day free trial on every plan. See pricing.
Is there a free trial?
Yes — 14 days free. Book a demo and we'll get you set up, then run your own cases and decide.
Refer a broker

Refer a business — you both get a month free.

Know another brokerage still reading statements by hand? Introduce them. When they come on board, you each get one month free — on top of the 14 days everyone starts with.

1

Introduce them

Send us their details, or pass your name on to them — whatever's easiest.

2

They start free

They book a demo and get the standard 14 days free to try it.

3

You both get a month

When they subscribe, you each get a full month free on top.

Refer a broker

Book a demo, get your licence and try it free for 14 days.

No obligation. See the difference for yourself — on your own cases.

Already signed up? Download BrokerLedger · Know another broker? Refer them →

Secure. Local. Built for brokers. Your client data never leaves your computer.